JULY 2011 MCPA at http://liennow.com | Consumer Protection investigators have seen an increase in calls from consumers who have found liens filed against their newly-purchased or remodeled home. Here’s how it can happen to you. In most cases, consumers hire and pay one general contractor who then buys materials from local businesses and hires
subcontractors. Even if you have paid the general contractor, he may not have paid his suppliers or subcontractors. You are then liable for the unpaid bills for materials or work. The subcontractors can file liens against your home until they are paid.
Any individual who furnishes skills, labor, services or materials for the improvement or development of property has authority to file a lien on that property for the value of what was provided. In most cases, a consumer cannot legally transfer property until all liens have been paid.
You can avoid having a lien filed against your property by obtaining a lien waiver. When you hire someone to build a home, an addition or even a deck, don’t pay the contractor or anyone else until you receive a waiver from all businesses or each subcontractor who has provided a service in the completion of the project.