Apopka, FL (PRWEB) June 26, 2006
A new beneficial service is now available to all Florida residential homeowners. This service will offer maximium protection against lawsuits, judgment and liens that can be placed against your home and also the removal of such liens or judgments that exist against such homes.
Even traditional homeowner insurance has it’s limitations against such offsets. We our protection program, there are no dollar limits, no maximum caps, no deductible. Just a small, one-time fee and your home is protected for life or for as long as you live in your Florida home.
The largest misception that most Florida Homeowners fall prey to, is falsely assuming that Florida Homestead Exemption protects their Florida Home.
Homestead Exemption has two main purposes:
$ 25,000 discount from your annual Ad valorem taxes
The prevention of a forced sale by creditors
BUT – it does not prevent any type of judgment, lien or attachment to be placed as an incumbrance against a Florida Home which can remain against you home between 14-20 years.
Today, living in Florida can be a wonderful state to reside in but unfortunately it is one of the highest civil litigation states in the country. Most consumer believe that we are living in a “Sue Crazy” society and we are. The legal system is out of control and the courts sometimes do not obey its own laws. Statistically speaking an individual has a three times (3X) greater risk of being legally sued in a court of law as compared to being admitted into a hospital for accident or sickness.
Over 19,000,000 lawsuits are filed annually, generating over $ 132,000,000,000 in attorney fees asnd court costs. These statistics
Americans will sue each other at the slightest provocation. These are the sorts of stories that fill schoolteachers and doctors and Little League coaches with dread that the slightest mistake or offense to an angry or addled parent or patient will drag them into litigation hell, months or years of mounting legal fees and acrimony and uncertainty, with the remote but scary risk of losing everything. And while lawsuits can be a force for good, they are also changing and complicating the lives of millions of American professionals in ways that confound common sense and cast a shadow over a system that can, at its best, offer people relief and redress from legitimate grievances. Many of these cases do not belong in court. But clients and lawyers sue anyway, because they hope they will get lucky and win a jackpot from a system that allows sympathetic juries to award plaintiffs not just real damages?say, the cost of doctor?s fees or wages lost?but millions more for impossible-to-measure ?pain and suffering? and highly arbitrary ?punitive damages.? By By Stuart Taylor Jr. and Evan Thomas – Newsweek – Dec. 15, 2003 issue.